{"id":833,"date":"2019-11-08T03:53:59","date_gmt":"2019-11-08T03:53:59","guid":{"rendered":"http:\/\/wpdemo.archiwp.com\/onum\/?page_id=833"},"modified":"2026-04-02T22:07:16","modified_gmt":"2026-04-02T20:07:16","slug":"faqs","status":"publish","type":"page","link":"https:\/\/resetdluhu.cz\/index.php\/faqs\/","title":{"rendered":"FAQs"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"833\" class=\"elementor elementor-833\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9f3f953 e-con-full e-flex e-con e-parent\" data-id=\"9f3f953\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-765d836 elementor-widget__width-inherit elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"765d836\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3995566 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3995566\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-925c0bf ot-flex-column-vertical\" data-id=\"925c0bf\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-6e09ad8 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"6e09ad8\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-53c4f93 ot-flex-column-vertical\" data-id=\"53c4f93\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0cef27f elementor-widget elementor-widget-iheading\" data-id=\"0cef27f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"iheading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"ot-heading left-align\">\r\n\t\t\t\r\n\t\t\t\t\r\n\r\n\t        \t            <h6 class=\"sub-heading\"><span>\u010cAST\u00c9 DOTAZY<\/span><\/h6>\r\n\t         \r\n\r\n\t        \t        \t<h2 class=\"main-heading\">V\u0161e o insolvenci: <br> Nej\u010dast\u011bj\u0161\u00ed ot\u00e1zky a odpov\u011bdi<\/h2>\r\n\t        \t    <\/div>\r\n\t    \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-942c684 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"942c684\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-c30a03d ot-flex-column-vertical\" data-id=\"c30a03d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d3d6670 elementor-widget elementor-widget-iaccordions\" data-id=\"d3d6670\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"iaccordions.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n\t\t<div class=\"ot-accordions\">\r\n\t\t\t\t\t\t<div class=\"acc-item\">\r\n\t\t\t\t<span class=\"acc-toggle\" data-default=\"yes\">Jak\u00e9 jsou podm\u00ednky pro oddlu\u017een\u00ed? <i class=\"down flaticon-arrow-pointing-to-down\"><\/i><i class=\"up flaticon-arrow-pointing-to-up\"><\/i><\/span>\r\n\t\t\t\t<div class=\"acc-content\">\r\n\t\t\t\t\t<p>Z\u00e1kladn\u00ed podm\u00ednkou je m\u00edt alespo\u0148 dva v\u011b\u0159itele a dluhy po splatnosti. Z\u00e1rove\u0148 mus\u00edte b\u00fdt schopni z va\u0161ich p\u0159\u00edjm\u016f spl\u00e1cet alespo\u0148 minim\u00e1ln\u00ed z\u00e1konnou \u010d\u00e1stku (okolo 2 200 K\u010d) po dobu trv\u00e1n\u00ed insolvence.<\/p>\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n\t\t\t\t\t\t<div class=\"acc-item\">\r\n\t\t\t\t<span class=\"acc-toggle\" data-default=\"\">Jak dlouho insolvence trv\u00e1? <i class=\"down flaticon-arrow-pointing-to-down\"><\/i><i class=\"up flaticon-arrow-pointing-to-up\"><\/i><\/span>\r\n\t\t\t\t<div class=\"acc-content\">\r\n\t\t\t\t\t<p>Od podzimu 2024 plat\u00ed nov\u00e1 pravidla, d\u00edky kter\u00fdm trv\u00e1 proces oddlu\u017een\u00ed standardn\u011b u\u017e jen 3 roky pro v\u0161echny (d\u0159\u00edve to bylo 5 let). Pro seniory a invalidn\u00ed d\u016fchodce platila tato zkr\u00e1cen\u00e1 t\u0159\u00edlet\u00e1 doba u\u017e i d\u0159\u00edve.<\/p>\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n\t\t\t\t\t\t<div class=\"acc-item\">\r\n\t\t\t\t<span class=\"acc-toggle\" data-default=\"\">Kolik budu muset m\u011bs\u00ed\u010dn\u011b spl\u00e1cet? <i class=\"down flaticon-arrow-pointing-to-down\"><\/i><i class=\"up flaticon-arrow-pointing-to-up\"><\/i><\/span>\r\n\t\t\t\t<div class=\"acc-content\">\r\n\t\t\t\t\t<p>V\u00fd\u0161e spl\u00e1tky se odv\u00edj\u00ed od va\u0161ich \u010dist\u00fdch p\u0159\u00edjm\u016f. V\u017edy v\u00e1m z\u016fstane tzv. nezabaviteln\u00e9 minimum pro zaji\u0161t\u011bn\u00ed \u017eivotn\u00edch pot\u0159eb. Zbytek p\u0159\u00edjmu nad toto minimum bude sr\u00e1\u017een k \u00fahrad\u011b dluh\u016f. Kalkulaci v\u00e1m r\u00e1di na \u00favodn\u00ed sch\u016fzce p\u0159esn\u011b spo\u010d\u00edt\u00e1me.<\/p>\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n\t\t\t\t\t\t<div class=\"acc-item\">\r\n\t\t\t\t<span class=\"acc-toggle\" data-default=\"\">P\u0159ijdu o sv\u016fj majetek? <i class=\"down flaticon-arrow-pointing-to-down\"><\/i><i class=\"up flaticon-arrow-pointing-to-up\"><\/i><\/span>\r\n\t\t\t\t<div class=\"acc-content\">\r\n\t\t\t\t\t<p>O v\u0161echno rozhodn\u011b nep\u0159ijdete. Prodej majetku se t\u00fdk\u00e1 jen hodnotn\u011bj\u0161\u00edch v\u011bc\u00ed (nap\u0159. nemovitost, druh\u00e9 auto nebo drah\u00e9 \u0161perky). Z\u00e1kon naopak p\u0159\u00edsn\u011b chr\u00e1n\u00ed b\u011b\u017en\u00e9 vybaven\u00ed dom\u00e1cnosti, oble\u010den\u00ed, snubn\u00ed prsteny a v\u011bci osobn\u00ed pot\u0159eby. Na ulici neskon\u010d\u00edte.<\/p>\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n\t\t\t\t    <\/div>\r\n\r\n\t    \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-20a88c6 ot-flex-column-vertical\" data-id=\"20a88c6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7e4d731 elementor-widget elementor-widget-iaccordions\" data-id=\"7e4d731\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"iaccordions.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n\t\t<div class=\"ot-accordions\">\r\n\t\t\t\t\t\t<div class=\"acc-item\">\r\n\t\t\t\t<span class=\"acc-toggle\" data-default=\"yes\">Je insolvence v\u00fdhodn\u00e1 i pro m\u011b? <i class=\"down flaticon-arrow-pointing-to-down\"><\/i><i class=\"up flaticon-arrow-pointing-to-up\"><\/i><\/span>\r\n\t\t\t\t<div class=\"acc-content\">\r\n\t\t\t\t\t<p>Insolvence je z\u00e1chrana ve chv\u00edli, kdy nem\u00e1te \u0161anci dluhy re\u00e1ln\u011b splatit. Jakmile soud oddlu\u017een\u00ed schv\u00e1l\u00ed, zastav\u00ed se nar\u016fst\u00e1n\u00ed \u00farok\u016f a exekuto\u0159i na v\u00e1s nesm\u00ed. Po \u00fasp\u011b\u0161n\u00e9m dokon\u010den\u00ed (nyn\u00ed 3 roky) v\u00e1m budou v\u0161echny zbyl\u00e9 neuhrazen\u00e9 dluhy nav\u017edy odpu\u0161t\u011bny.<\/p>\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n\t\t\t\t\t\t<div class=\"acc-item\">\r\n\t\t\t\t<span class=\"acc-toggle\" data-default=\"\">Co kdy\u017e nem\u00e1m na spl\u00e1tky? <i class=\"down flaticon-arrow-pointing-to-down\"><\/i><i class=\"up flaticon-arrow-pointing-to-up\"><\/i><\/span>\r\n\t\t\t\t<div class=\"acc-content\">\r\n\t\t\t\t\t<p>Pokud va\u0161e p\u0159\u00edjmy n\u00e1hle klesnou tak, \u017ee nem\u016f\u017eete platit ani nutn\u00e9 minimum (nap\u0159. kv\u016fli ztr\u00e1t\u011b pr\u00e1ce nebo dlouhodob\u00e9 nemoci), nesm\u00edte hr\u00e1t mrtv\u00e9ho brouka. Je nutn\u00e9 to ihned \u0159e\u0161it s insolven\u010dn\u00edm spr\u00e1vcem.\u00a0<\/p>\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n\t\t\t\t\t\t<div class=\"acc-item\">\r\n\t\t\t\t<span class=\"acc-toggle\" data-default=\"\">Kolik stoj\u00ed va\u0161e slu\u017eby? <i class=\"down flaticon-arrow-pointing-to-down\"><\/i><i class=\"up flaticon-arrow-pointing-to-up\"><\/i><\/span>\r\n\t\t\t\t<div class=\"acc-content\">\r\n\t\t\t\t\t<p>\u00davodn\u00ed konzultace a posouzen\u00ed va\u0161\u00ed situace je u n\u00e1s v\u017edy zdarma. Cenu za samotn\u00e9 zpracov\u00e1n\u00ed a pod\u00e1n\u00ed insolven\u010dn\u00edho n\u00e1vrhu k soudu pak jasn\u011b reguluje z\u00e1kon (typicky 4 000 K\u010d bez DPH pro jednotlivce, 6 000 K\u010d bez DPH pro man\u017eele). Ne\u010dekaj\u00ed v\u00e1s \u017e\u00e1dn\u00e9 skryt\u00e9 poplatky.<\/p>\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n\t\t\t\t\t\t<div class=\"acc-item\">\r\n\t\t\t\t<span class=\"acc-toggle\" data-default=\"\">Co je to minim\u00e1ln\u00ed spl\u00e1tka v insolvenci? <i class=\"down flaticon-arrow-pointing-to-down\"><\/i><i class=\"up flaticon-arrow-pointing-to-up\"><\/i><\/span>\r\n\t\t\t\t<div class=\"acc-content\">\r\n\t\t\t\t\t<p data-path-to-node=\"21\">Jedn\u00e1 se o povinn\u00fd m\u011bs\u00ed\u010dn\u00ed p\u0159\u00edsp\u011bvek, kter\u00fd mus\u00edte b\u00fdt schopni hradit. Kryje prim\u00e1rn\u011b odm\u011bnu a hotov\u00e9 v\u00fddaje insolven\u010dn\u00edho spr\u00e1vce a \u010d\u00e1ste\u010dn\u011b \u00fahradu samotn\u00fdch dluh\u016f. Pro jednotlivce se tato \u010d\u00e1stka pohybuje okolo 2 200 a\u017e 2 300 K\u010d m\u011bs\u00ed\u010dn\u011b.<\/p>\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n\t\t\t\t    <\/div>\r\n\r\n\t    \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-color=\"#fe4c1c,#00c3ff,#0160e7\" class=\"elementor-section elementor-top-section elementor-element elementor-element-421ec66 particles-js elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"421ec66\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0ba17aa ot-flex-column-vertical\" data-id=\"0ba17aa\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-57ecf35 elementor-section-full_width bg-gradient elementor-section-height-default elementor-section-height-default\" data-id=\"57ecf35\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-37c2518 ot-flex-column-vertical\" data-id=\"37c2518\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d14439a elementor-widget elementor-widget-iheading\" data-id=\"d14439a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"iheading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"ot-heading center-align text-light\">\r\n\t\t\t\r\n\t\t\t\t\r\n\r\n\t        \t            <h6 class=\"sub-heading\"><span>NAPI\u0160TE N\u00c1M<\/span><\/h6>\r\n\t         \r\n\r\n\t        \t        \t<h2 class=\"main-heading\">Nena\u0161li jste svou odpov\u011b\u010f? Zeptejte se n\u00e1s p\u0159\u00edmo!<\/h2>\r\n\t        \t    <\/div>\r\n\t    \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4f82906 elementor-widget elementor-widget-onum-contact-form-7\" data-id=\"4f82906\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"onum-contact-form-7.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-shortcode onum-cf7-0\">\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f836-o1\" lang=\"en-US\" dir=\"ltr\" data-wpcf7-id=\"836\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/index.php\/wp-json\/wp\/v2\/pages\/833#wpcf7-f836-o1\" method=\"post\" class=\"wpcf7-form init\" aria-label=\"Contact form\" novalidate=\"novalidate\" data-status=\"init\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"836\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.1.5\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"en_US\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f836-o1\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/>\n<\/fieldset>\n<div class=\"faq-form text-center row\">\n\t<p class=\"col-md-6\"><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-name\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Jm\u00e9no P\u0159\u00edjmen\u00ed *\" value=\"\" type=\"text\" name=\"your-name\" \/><\/span>\n\t<\/p>\n\t<p class=\"col-md-6\"><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-email\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"E-mail *\" value=\"\" type=\"email\" name=\"your-email\" \/><\/span>\n\t<\/p>\n\t<p class=\"col-md-12\"><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-message\"><textarea cols=\"40\" rows=\"10\" maxlength=\"2000\" class=\"wpcf7-form-control wpcf7-textarea wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Va\u0161e ot\u00e1zka...\" name=\"your-message\"><\/textarea><\/span>\n\t<\/p>\n\t<p class=\"col-md-12\"><br \/>\n<button type=\"submit\" class=\"wpcf7-submit octf-btn octf-btn-icon octf-btn-primary\">Odeslat ot\u00e1zku<i class=\"flaticon-right-arrow-1\"><\/i><\/button>\n\t<\/p>\n<\/div><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-0ea406a elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"0ea406a\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-ba52a5b ot-flex-column-vertical\" data-id=\"ba52a5b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8862af4 elementor-widget elementor-widget-iheading\" data-id=\"8862af4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"iheading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"ot-heading center-align\">\r\n\t\t\t\r\n\t\t\t\t\r\n\r\n\t        \t            <h6 class=\"sub-heading\"><span>PRO KOHO JSME TU<\/span><\/h6>\r\n\t         \r\n\r\n\t        \t        \t<h2 class=\"main-heading\">Pom\u016f\u017eeme v\u00e1m z dluh\u016f, a\u0165 u\u017e je <br> va\u0161e situace jak\u00e1koliv<\/h2>\r\n\t        \t    <\/div>\r\n\t    \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-ae4a680 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"ae4a680\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-45b4639 ot-flex-column-vertical\" data-id=\"45b4639\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-70bec75 elementor-widget elementor-widget-iiconbox\" data-id=\"70bec75\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"iiconbox.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"icon-box s3 box-hover-gradient\">\r\n\t\t\t<div class=\"bg-s3\"><\/div>\r\n\t\t\t<div class=\"bg-before\"><\/div>\r\n\t\t\t<div class=\"bg-after\"><\/div>\r\n\t\t\t<div class=\"icon-main\">\r\n\t\t        \t\t\t    \r\n\t\t\t    \t\t        <span class=\"flaticon-startup\"><\/span>\t        <\/div>\r\n\t        <div class=\"content-box\">\r\n\t            <h5 class=\"box-title\"><a href=\"index.php\/nase-sluzby\/\">Pro jednotlivce<\/a><\/h5>\r\n\t            <p>A\u0165 u\u017e chod\u00edte do pr\u00e1ce, nebo jste aktu\u00e1ln\u011b bez n\u00ed. Zastav\u00edme exekuce, vy\u0159e\u0161\u00edme sr\u00e1\u017eky z va\u0161ich p\u0159\u00edjm\u016f a nastav\u00edme spl\u00e1tky tak, abyste mohli zase norm\u00e1ln\u011b d\u00fdchat.<\/p>\r\n\t        <\/div>\r\n\t                \t<div class=\"action-box\">\r\n        \t\t<a href=\"index.php\/nase-sluzby\/\" class=\"octf-btn octf-btn-icon octf-btn-white\">Zjistit v\u00edce<i class=\"flaticon-right-arrow-1\"><\/i><\/a>\r\n        \t<\/div>\r\n\t        \t\r\n\t    <\/div>\r\n\t    \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-3ff1abb ot-flex-column-vertical\" data-id=\"3ff1abb\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a2a8309 elementor-widget elementor-widget-iiconbox\" data-id=\"a2a8309\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"iiconbox.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"icon-box s3 box-hover-gradient\">\r\n\t\t\t<div class=\"bg-s3\"><\/div>\r\n\t\t\t<div class=\"bg-before\"><\/div>\r\n\t\t\t<div class=\"bg-after\"><\/div>\r\n\t\t\t<div class=\"icon-main\">\r\n\t\t        \t\t\t    \r\n\t\t\t    \t\t        <span class=\"flaticon-system\"><\/span>\t        <\/div>\r\n\t        <div class=\"content-box\">\r\n\t            <h5 class=\"box-title\"><a href=\"index.php\/nase-sluzby\/\">Pro \u017eivnostn\u00edky (OSV\u010c)<\/a><\/h5>\r\n\t            <p>Dluhy z podnik\u00e1n\u00ed nemus\u00ed znamenat konec sv\u011bta. Provedeme v\u00e1s insolvenc\u00ed tak, abyste mohli d\u00e1l leg\u00e1ln\u011b a v klidu pracovat.<\/p>\r\n\t        <\/div>\r\n\t                \t<div class=\"action-box\">\r\n        \t\t<a href=\"index.php\/nase-sluzby\/\" class=\"octf-btn octf-btn-icon octf-btn-white\">Zjistit v\u00edce<i class=\"flaticon-right-arrow-1\"><\/i><\/a>\r\n        \t<\/div>\r\n\t        \t\r\n\t    <\/div>\r\n\t    \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-8eb2334 ot-flex-column-vertical\" data-id=\"8eb2334\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1327051 elementor-widget elementor-widget-iiconbox\" data-id=\"1327051\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"iiconbox.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"icon-box s3 box-hover-gradient\">\r\n\t\t\t<div class=\"bg-s3\"><\/div>\r\n\t\t\t<div class=\"bg-before\"><\/div>\r\n\t\t\t<div class=\"bg-after\"><\/div>\r\n\t\t\t<div class=\"icon-main\">\r\n\t\t        \t\t\t    \r\n\t\t\t    \t\t        <span class=\"flaticon-internet\"><\/span>\t        <\/div>\r\n\t        <div class=\"content-box\">\r\n\t            <h5 class=\"box-title\"><a href=\"index.php\/nase-sluzby\/\">Pro seniory a invalidy<\/a><\/h5>\r\n\t            <p>Ze z\u00e1kona m\u00e1te n\u00e1rok na zkr\u00e1cen\u00e9 oddlu\u017een\u00ed. Ochr\u00e1n\u00edme v\u00e1\u0161 d\u016fchod p\u0159ed vymaha\u010di a zajist\u00edme v\u00e1m klidn\u00e9 st\u00e1\u0159\u00ed bez dluh\u016f.<\/p>\r\n\t        <\/div>\r\n\t                \t<div class=\"action-box\">\r\n        \t\t<a href=\"index.php\/nase-sluzby\/\" class=\"octf-btn octf-btn-icon octf-btn-white\">Zjistit v\u00edce<i class=\"flaticon-right-arrow-1\"><\/i><\/a>\r\n        \t<\/div>\r\n\t        \t\r\n\t    <\/div>\r\n\t    \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-802e84a ot-flex-column-vertical\" data-id=\"802e84a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-58b4c98 elementor-widget elementor-widget-iiconbox\" data-id=\"58b4c98\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"iiconbox.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"icon-box s3 box-hover-gradient\">\r\n\t\t\t<div class=\"bg-s3\"><\/div>\r\n\t\t\t<div class=\"bg-before\"><\/div>\r\n\t\t\t<div class=\"bg-after\"><\/div>\r\n\t\t\t<div class=\"icon-main\">\r\n\t\t        \t\t\t    \r\n\t\t\t    \t\t        <span class=\"flaticon-report\"><\/span>\t        <\/div>\r\n\t        <div class=\"content-box\">\r\n\t            <h5 class=\"box-title\"><a href=\"index.php\/nase-sluzby\/\">Pro man\u017eele a rodiny<\/a><\/h5>\r\n\t            <p>Spole\u010dn\u00e9 oddlu\u017een\u00ed man\u017eel\u016f je v\u00fdrazn\u011b levn\u011bj\u0161\u00ed a v\u00fdhodn\u011bj\u0161\u00ed. Zbav\u00edme va\u0161i rodinu stresu a vy\u0159e\u0161\u00edme v\u0161echny z\u00e1vazky najednou.<\/p>\r\n\t        <\/div>\r\n\t                \t<div class=\"action-box\">\r\n        \t\t<a href=\"index.php\/nase-sluzby\/\" class=\"octf-btn octf-btn-icon octf-btn-white\">Zjistit v\u00edce<i class=\"flaticon-right-arrow-1\"><\/i><\/a>\r\n        \t<\/div>\r\n\t        \t\r\n\t    <\/div>\r\n\t    \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>\u010cAST\u00c9 DOTAZY V\u0161e o insolvenci: Nej\u010dast\u011bj\u0161\u00ed ot\u00e1zky a odpov\u011bdi Jak\u00e9 jsou podm\u00ednky pro oddlu\u017een\u00ed? Z\u00e1kladn\u00ed podm\u00ednkou je m\u00edt alespo\u0148 dva v\u011b\u0159itele a dluhy po splatnosti. Z\u00e1rove\u0148 mus\u00edte b\u00fdt schopni z va\u0161ich p\u0159\u00edjm\u016f spl\u00e1cet alespo\u0148 minim\u00e1ln\u00ed z\u00e1konnou \u010d\u00e1stku (okolo 2 200 K\u010d) po dobu trv\u00e1n\u00ed insolvence. Jak dlouho insolvence trv\u00e1? Od podzimu 2024 plat\u00ed nov\u00e1 pravidla, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-833","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/resetdluhu.cz\/index.php\/wp-json\/wp\/v2\/pages\/833","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/resetdluhu.cz\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/resetdluhu.cz\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/resetdluhu.cz\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/resetdluhu.cz\/index.php\/wp-json\/wp\/v2\/comments?post=833"}],"version-history":[{"count":18,"href":"https:\/\/resetdluhu.cz\/index.php\/wp-json\/wp\/v2\/pages\/833\/revisions"}],"predecessor-version":[{"id":5214,"href":"https:\/\/resetdluhu.cz\/index.php\/wp-json\/wp\/v2\/pages\/833\/revisions\/5214"}],"wp:attachment":[{"href":"https:\/\/resetdluhu.cz\/index.php\/wp-json\/wp\/v2\/media?parent=833"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}