{"id":1259,"date":"2019-11-21T04:46:03","date_gmt":"2019-11-21T04:46:03","guid":{"rendered":"http:\/\/wpdemo.archiwp.com\/onum\/?p=1259"},"modified":"2026-04-17T15:41:46","modified_gmt":"2026-04-17T13:41:46","slug":"zastavi-oddluzeni-exekuce","status":"publish","type":"post","link":"https:\/\/resetdluhu.cz\/index.php\/2019\/11\/21\/zastavi-oddluzeni-exekuce\/","title":{"rendered":"Zastav\u00ed oddlu\u017een\u00ed exekuce?"},"content":{"rendered":"\n<p>Ano. Po zah\u00e1jen\u00ed insolven\u010dn\u00edho \u0159\u00edzen\u00ed doch\u00e1z\u00ed k zastaven\u00ed exeku\u010dn\u00edch \u0159\u00edzen\u00ed. Exekutor ji\u017e nem\u016f\u017ee d\u00e1le prov\u00e1d\u011bt sr\u00e1\u017eky nad r\u00e1mec stanoven\u00e9ho re\u017eimu.<\/p>\n\n\n\n<p>To znamen\u00e1:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>konec n\u00e1v\u0161t\u011bv exekutor\u016f<\/li>\n\n\n\n<li>zastaven\u00ed blokac\u00ed \u00fa\u010dt\u016f (v r\u00e1mci z\u00e1konn\u00fdch pravidel)<\/li>\n\n\n\n<li>p\u0159ehledn\u00fd spl\u00e1tkov\u00fd re\u017eim<\/li>\n<\/ul>\n\n\n\n<p>Oddlu\u017een\u00ed tak p\u0159in\u00e1\u0161\u00ed nejen finan\u010dn\u00ed \u0159e\u0161en\u00ed, ale i psychickou \u00falevu.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Co se stane po zah\u00e1jen\u00ed insolven\u010dn\u00edho \u0159\u00edzen\u00ed<\/h2>\n\n\n\n<p>Jakmile soud zah\u00e1j\u00ed insolven\u010dn\u00ed \u0159\u00edzen\u00ed, doch\u00e1z\u00ed k z\u00e1sadn\u00edm zm\u011bn\u00e1m v situaci dlu\u017en\u00edka. Insolven\u010dn\u00ed \u0159\u00edzen\u00ed vytv\u00e1\u0159\u00ed ochrann\u00fd r\u00e1mec, ve kter\u00e9m u\u017e v\u011b\u0159itel\u00e9 nemohou jednotliv\u011b vym\u00e1hat sv\u00e9 pohled\u00e1vky.<\/p>\n\n\n\n<p>To znamen\u00e1, \u017ee:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>nov\u00e9 exekuce ji\u017e nelze zah\u00e1jit<\/li>\n\n\n\n<li>prob\u00edhaj\u00edc\u00ed exekuce se zastavuj\u00ed nebo p\u0159eru\u0161uj\u00ed<\/li>\n\n\n\n<li>v\u011b\u0159itel\u00e9 mus\u00ed sv\u00e9 pohled\u00e1vky p\u0159ihl\u00e1sit do insolven\u010dn\u00edho \u0159\u00edzen\u00ed<\/li>\n\n\n\n<li>ve\u0161ker\u00e9 spl\u00e1cen\u00ed prob\u00edh\u00e1 pod dohledem soudu a insolven\u010dn\u00edho spr\u00e1vce<\/li>\n<\/ul>\n\n\n\n<p>Dlu\u017en\u00edk tak z\u00edsk\u00e1v\u00e1 v\u011bt\u0161\u00ed p\u0159ehled nad svou finan\u010dn\u00ed situac\u00ed a m\u016f\u017ee za\u010d\u00edt postupn\u011b \u0159e\u0161it sv\u00e9 dluhy systematicky.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Jak oddlu\u017een\u00ed chr\u00e1n\u00ed dlu\u017en\u00edka<\/h2>\n\n\n\n<p>Oddlu\u017een\u00ed nen\u00ed pouze finan\u010dn\u00ed n\u00e1stroj. P\u0159in\u00e1\u0161\u00ed tak\u00e9 ur\u010ditou ochranu p\u0159ed tlakem v\u011b\u0159itel\u016f a exekutor\u016f.<\/p>\n\n\n\n<p>B\u011bhem oddlu\u017een\u00ed nap\u0159\u00edklad:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>exekutor nem\u016f\u017ee prov\u00e1d\u011bt nov\u00e9 zabaven\u00ed majetku<\/li>\n\n\n\n<li>v\u011b\u0159itel\u00e9 nemohou individu\u00e1ln\u011b vym\u00e1hat dluhy<\/li>\n\n\n\n<li>komunikace s v\u011b\u0159iteli prob\u00edh\u00e1 prost\u0159ednictv\u00edm insolven\u010dn\u00edho spr\u00e1vce<\/li>\n<\/ul>\n\n\n\n<p>Dlu\u017en\u00edk tak m\u016f\u017ee z\u00edskat prostor na stabilizaci sv\u00e9 finan\u010dn\u00ed situace a postupn\u00e9 spl\u00e1cen\u00ed dluh\u016f podle z\u00e1konn\u00fdch pravidel.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Jak\u00e9 jsou podm\u00ednky oddlu\u017een\u00ed<\/h2>\n\n\n\n<p>Aby mohl soud oddlu\u017een\u00ed povolit, mus\u00ed dlu\u017en\u00edk splnit ur\u010dit\u00e9 podm\u00ednky.<\/p>\n\n\n\n<p>Mezi nejd\u016fle\u017eit\u011bj\u0161\u00ed pat\u0159\u00ed:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>m\u00edt v\u00edce v\u011b\u0159itel\u016f<\/li>\n\n\n\n<li>b\u00fdt v platebn\u00ed neschopnosti<\/li>\n\n\n\n<li>m\u00edt pravideln\u00fd p\u0159\u00edjem nebo jin\u00fd zdroj spl\u00e1cen\u00ed<\/li>\n\n\n\n<li>spolupracovat s insolven\u010dn\u00edm spr\u00e1vcem<\/li>\n<\/ul>\n\n\n\n<p>Ka\u017ed\u00fd p\u0159\u00edpad je individu\u00e1ln\u00ed, proto je vhodn\u00e9 situaci v\u017edy konzultovat s odborn\u00edkem.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Jak dlouho oddlu\u017een\u00ed trv\u00e1<\/h2>\n\n\n\n<p>V sou\u010dasnosti m\u016f\u017ee oddlu\u017een\u00ed trvat zpravidla <strong>3 roky<\/strong>, pokud dlu\u017en\u00edk spl\u0148uje podm\u00ednky a pravideln\u011b spl\u00e1c\u00ed stanoven\u00e9 \u010d\u00e1stky.<\/p>\n\n\n\n<p>B\u011bhem t\u00e9to doby dlu\u017en\u00edk spl\u00e1c\u00ed \u010d\u00e1st sv\u00fdch dluh\u016f podle spl\u00e1tkov\u00e9ho kalend\u00e1\u0159e. Po \u00fasp\u011b\u0161n\u00e9m dokon\u010den\u00ed oddlu\u017een\u00ed m\u016f\u017ee soud rozhodnout o <strong>odpu\u0161t\u011bn\u00ed zb\u00fdvaj\u00edc\u00edch dluh\u016f<\/strong>.<\/p>\n\n\n\n<p>To znamen\u00e1, \u017ee dlu\u017en\u00edk z\u00edsk\u00e1v\u00e1 mo\u017enost za\u010d\u00edt znovu bez dluhov\u00e9 z\u00e1t\u011b\u017ee.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Kdy je vhodn\u00e9 za\u010d\u00edt oddlu\u017een\u00ed \u0159e\u0161it<\/h2>\n\n\n\n<p>Mnoho lid\u00ed se sna\u017e\u00ed \u0159e\u0161it sv\u00e9 dluhy a\u017e ve chv\u00edli, kdy maj\u00ed n\u011bkolik exekuc\u00ed nebo kdy\u017e u\u017e nezvl\u00e1daj\u00ed spl\u00e1cet sv\u00e9 z\u00e1vazky.<\/p>\n\n\n\n<p>Ve skute\u010dnosti je ale lep\u0161\u00ed za\u010d\u00edt situaci \u0159e\u0161it co nejd\u0159\u00edve. \u010c\u00edm d\u0159\u00edve se za\u010dne dluhov\u00e1 situace \u0159e\u0161it, t\u00edm v\u011bt\u0161\u00ed je \u0161ance na \u00fasp\u011b\u0161n\u00e9 oddlu\u017een\u00ed a stabilizaci finan\u010dn\u00ed situace.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Jak v\u00e1m m\u016f\u017eeme pomoci<\/h2>\n\n\n\n<p>Pokud si nejste jist\u00ed, zda je oddlu\u017een\u00ed pro v\u00e1s vhodn\u00fdm \u0159e\u0161en\u00edm, je dobr\u00e9 obr\u00e1tit se na odborn\u00edky.<\/p>\n\n\n\n<p>Na\u0161e slu\u017eba v\u00e1m m\u016f\u017ee pomoci:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>analyzovat va\u0161i finan\u010dn\u00ed situaci<\/li>\n\n\n\n<li>zjistit, zda spl\u0148ujete podm\u00ednky oddlu\u017een\u00ed<\/li>\n\n\n\n<li>p\u0159ipravit pot\u0159ebn\u00e9 dokumenty<\/li>\n\n\n\n<li>prov\u00e9st v\u00e1s cel\u00fdm procesem oddlu\u017een\u00ed<\/li>\n<\/ul>\n\n\n\n<p>D\u00edky spr\u00e1vn\u00e9mu postupu je mo\u017en\u00e9 se postupn\u011b zbavit dluh\u016f a z\u00edskat nov\u00fd za\u010d\u00e1tek.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ano. Po zah\u00e1jen\u00ed insolven\u010dn\u00edho \u0159\u00edzen\u00ed doch\u00e1z\u00ed k zastaven\u00ed exeku\u010dn\u00edch \u0159\u00edzen\u00ed. Exekutor ji\u017e nem\u016f\u017ee d\u00e1le prov\u00e1d\u011bt sr\u00e1\u017eky nad r\u00e1mec stanoven\u00e9ho re\u017eimu.<\/p>\n","protected":false},"author":1,"featured_media":1231,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"image","meta":{"footnotes":""},"categories":[35,33,38],"tags":[39,36,37],"class_list":["post-1259","post","type-post","status-publish","format-image","has-post-thumbnail","hentry","category-exekuce","category-oddluzeni","category-pomoc","tag-exekuce","tag-oddluzeni","tag-pomoc","post_format-post-format-image"],"_links":{"self":[{"href":"https:\/\/resetdluhu.cz\/index.php\/wp-json\/wp\/v2\/posts\/1259","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/resetdluhu.cz\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/resetdluhu.cz\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/resetdluhu.cz\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/resetdluhu.cz\/index.php\/wp-json\/wp\/v2\/comments?post=1259"}],"version-history":[{"count":3,"href":"https:\/\/resetdluhu.cz\/index.php\/wp-json\/wp\/v2\/posts\/1259\/revisions"}],"predecessor-version":[{"id":5435,"href":"https:\/\/resetdluhu.cz\/index.php\/wp-json\/wp\/v2\/posts\/1259\/revisions\/5435"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/resetdluhu.cz\/index.php\/wp-json\/wp\/v2\/media\/1231"}],"wp:attachment":[{"href":"https:\/\/resetdluhu.cz\/index.php\/wp-json\/wp\/v2\/media?parent=1259"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/resetdluhu.cz\/index.php\/wp-json\/wp\/v2\/categories?post=1259"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/resetdluhu.cz\/index.php\/wp-json\/wp\/v2\/tags?post=1259"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}